BanksOptum Bank, Inc.Routing
Optum Bank, Inc. routing numbers
ABA routing numbers used for ACH transfers and Fedwire. Always confirm with Optum Bank, Inc. before sending money — directories can change, and some banks use different numbers by region or product.
Numbers on file (5)
051500520
ach · SALT LAKE CITY, UT
Fed directory name: OPTUM BANK, INC.
124384877
ach · DRAPER, UT
Fed directory name: OPTUM BANK, INC.
124384877
wire · DRAPER, UT
Fed directory name: OPTUM BANK
124385410
ach · DRAPER, UT
Fed directory name: OPTUM BANK, INC
124385410
wire · DRAPER, UT
Fed directory name: OPTUM BANK
ACH (3)
Direct deposit, bill pay, and most consumer transfers use the ACH routing number.
Wire (2)
Domestic Fedwire may use a different number than ACH. Prefer the bank’s instructions for large or same-day wires.
CFPB friction score
58.65/ 100 — higher means more complaints per $1B assets. Bank profile · Methodology
Tips
- Routing numbers are public identifiers; they alone never authorize a transfer.
- Credit unions and thrifts may appear under a different legal name in the Fed file than in FDIC BankFind.
- Need another bank? Use the global routing lookup.
Source: Federal Reserve E-Payments Routing Directory. Confirm with the bank before wiring or ACH.